Closed-End Seconds: The Lending Solution Today’s Market Demands

Mortgage rates are finally trending downward, but they’re not where they were. And for millions of borrowers who locked in historically low first-lien rates during the 2%–4% window of 2020–2021, that matters. These homeowners aren’t eager to give up those low rates, even as life continues to bring new financial needs – college tuition, rising…