Ideal for clients with steady W2 income or verifiable tax returns, these programs offer competitive rates and streamlined approvals using standard income documentation. Whether purchasing a primary residence, second home, or investment property, Full Doc Loans are a straightforward solution for borrowers who meet conventional income verification guidelines – helping you close more deals with confidence and ease.
Prestige is a unique loan product that allows for income-based qualifying for borrowers with alternative income sources. Wage/Salary: Paystubs, W-2, 2 Years or 1 Year of Tax Returns, IRS Form 4506-C, Verbal VOE. Self-Employed: 2 Years or 1 Year of Personal and Business Tax Returns, YTD P&L, IRS Form 4560-C
Prestige Plus is a unique loan product that allows for income-based qualifying for borrowers who are self-employed or have alternative income sources. Wage/Salary: Paystubs, W-2, 2 Years of Tax Returns, IRS Form 4506-C, Verbal VOE. Self-Employed: 2 Years Personal and Business Tax Returns, YTD P&L, IRS Form 4560-C
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Full Documentation Loans are mortgage options that provide competitive rates and terms by verifying a borrower’s income, assets, and financial profile through standard documentation. They’re a great fit for investors with strong, verifiable financials looking for transparent and reliable financing.
Full Documentation Loans are often used by borrowers who have stable income and a strong financial profile.
Full Documentation Loans can offer lower interest rates, higher loan amounts, and better terms by demonstrating strong financial stability. They also enhance borrower credibility and may lead to a smoother, faster approval process.
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