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Bank Statement Loans

Help your self-employed clients secure financing with Dominion Financial’s Prestige and Prestige Plus Bank Statement Loans. Designed for borrowers who don’t show enough income on tax returns, these programs allow qualification using personal or business bank statements—no W2s or tax returns required.

With flexible options for primary residences, second homes, and investment properties, you can offer your clients a seamless, alternative path to homeownership or real estate investment.

Products

Prestige

Prestige is a unique loan product that allows for income-based qualifying for borrowers with alternative income sources. Borrower income can be verified using bank statements.

Prestige Plus

Prestige Plus is a unique loan product that allows for income-based qualifying for borrowers who are self-employed or have alternative income sources. Borrower income can be verified using 12- or 24-month business or personal bank statements.

Looking for white-label materials or detailed guidelines? Access everything you need on our Broker Resources page.

Frequently Asked Questions

What is a Bank Statement Loan?

A Bank Statement Loan is a type of mortgage that uses bank statements to verify the borrower’s income instead of traditional documentation like W-2s or tax returns. This option is particularly beneficial for self-employed individuals or those with non-traditional income streams.

Our Bank Statement Loans are designed for clients who do not qualify for traditional financing because their tax returns do not show enough income. This program allows clients to qualify based on bank statements – no W2 or tax returns required.

Yes, a borrower can qualify for a bank statement loan using personal bank statements. The borrower needs to provide 12 to 24 months of personal bank statements to verify income.

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