We're attending Texas Mortgage Round-Up in Houston, TX on November 4, 2025. Learn More

WVOE Loans

Help your clients secure financing with Dominion Financial’s Prestige WVOE Loans. Designed for W-2 employees who may not have traditional income documentation, these programs allow borrowers to qualify using a written verification of employment (WVOE) from their employer—no tax returns or pay stubs required.

With flexible options for primary residences, second homes, and investment properties, you can offer your clients a streamlined path to homeownership or real estate investment.

Products

Prestige

Prestige is a unique loan product that allows for income-based qualifying for borrowers with alternative income sources. Borrower income can be verified using FNMA Form 1005 and 2 recent months of personal bank statements reflecting deposit(s) from employer on each of the statements.

Looking for white-label materials or detailed guidelines? Access everything you need on our Broker Resources page.

Frequently Asked Questions

What is a Written Verification of Employment (WVOE) Loan?

A Written Verification of Employment (WVOE) Loan is a type of mortgage that allows borrowers to verify their employment status through a written confirmation from their employer, rather than traditional documentation like pay stubs or W-2s.

WVOE Loans are useful for clients with non-standard income situations who would not qualify for traditional financing.

A WVOE (Written Verification of Employment) Loan offers simplified, flexible income verification through employer-provided confirmation, making it ideal for borrowers who lack standard documentation like pay stubs or W-2s. This streamlined process can lead to faster approvals, enhanced credibility, and greater access to financing.

Donna knows! Ask her anything.

DONNA 1.0 (BETA)

powered by Dominion_AI

Chatbot Logo