For brokers serving real estate investors, success is about providing smart, streamlined financing solutions that work at every stage of a project. Dominion Financial Wholesale offers a strategic fix-to-rent option that empowers investors to acquire, renovate, and hold onto income-producing properties—with competitive long-term DSCR loans designed to support scale and cash flow.
Start with the Fix
Investors often begin their journey with a short-term bridge loan to acquire and renovate a property. While Dominion Financial Wholesale does not fund these loans directly, our affiliated lending company, Dominion Financial Services, offers a full-service solution tailored to real estate investors.
Dominion Financial Services provides short-term bridge financing with up to 100% loan-to-cost (LTC), no appraisal requirements, and leverage of up to 70% of the after-repair value (ARV). This streamlined approach allows investors to act quickly and maximize their capital during the renovation phase.
Once the property is stabilized, your clients are well-positioned to transition into a long-term DSCR loan structured for rental performance, steady cash flow, and long-term portfolio growth.
Transition to Long-Term DSCR Financing
Our DSCR (Debt Service Coverage Ratio) loans are built for client success and broker efficiency. With simplified documentation and flexible qualification, they allow your clients to refinance into a stable, fixed-rate loan once the rehab is complete.
What sets our DSCR loans apart is not just the flexibility, but the pricing. Dominion Financial Wholesale offers a Price Beat Guarantee on DSCR loans, assuring your clients get the best rates in the industry.
Key Features of Our DSCR Loan Program
– Loan amounts up to $3,000,000
– DSCR Price-Beat Guarantee (must meet our Premier Plus or Premier Elite guidelines)
– Up to 100% Loan-to-Cost (including purchase and rehab)
– Up to 70% ARV
– First-time investors welcome
– No TRID – close using a GFE or LOI
– Originate in states that don’t require licensing
– Loan processing support is available
Qualification is based on the property’s cash flow, not the borrower’s personal income. Investors need only demonstrate a two-year employment history and meet our Premier Plus or Premier Elite guidelines to access top-tier pricing.
Why This Strategy Works for Brokers
The fix-to-rent model helps brokers build lasting client relationships and generate repeat business. By offering an initial short-term solution followed by long-term financing through our DSCR product, you position yourself as a full-cycle partner in your client’s investment journey.
Our dedicated wholesale support team makes it easy for brokers to manage and close loans quickly, with minimal friction.
Learn more about our DSCR program and how you can help your clients build long-term wealth while building your pipeline: https://dominionfinancialwholesale.com/investor-cash-flow-dscr-loans/
