HousingWire recently published an article on Dominion Financial Services’ expansion with a new wholesale division.
HousingWire recently published an article on Dominion Financial Services’ expansion with a new wholesale division.

Closed-end second mortgages are gaining momentum as homeowners look for ways to access equity without disturbing low-rate first liens. Rather than refinancing, many borrowers are choosing to leverage the value they’ve built, fueling a notable resurgence in home equity lending. Market data shows that closed-end second originations reached their highest level since 2008, with more

As 2025 came to a close, one clear message emerged from the mortgage market: Non-QM is no longer a niche strategy; it’s a core component of how brokers are winning business in a shifting rate and affordability environment. Throughout the year, alternative lending programs steadily gained traction as borrowers, investors, and brokers adapted to tighter

The mortgage market entered the year with relatively clear expectations. Rates remained elevated, affordability continued to challenge borrowers, and many lenders and brokers anticipated a slower spring driven by cautious consumer behavior. Recently, however, a policy-driven development introduced a short-term shift in mortgage market dynamics. A $200 billion allocation toward agency mortgage-backed securities was announced

With Jerome Powell’s term as Federal Reserve Chair set to expire later this spring, the conversation around the Fed’s future leadership is no longer theoretical; it’s strategic. President Trump has been clear: he wants a chair who is more receptive to lowering interest rates and less committed to a “higher for longer” posture. For those
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