Help your high-net-worth clients secure financing with Dominion Financial’s Prestige Asset Depletion Loans. Designed for borrowers with substantial assets but limited traditional income, these programs allow qualification using liquid assets instead of income—no W-2s, tax returns, or employment verification required.
With flexible options for primary residences, second homes, and investment properties, you can provide your clients with a seamless alternative to traditional financing.
Prestige is a unique loan product that allows for income-based qualifying for borrowers with alternative income sources. Eligible assets are divided by 84 to determine a monthly income stream.
Looking for white-label materials or detailed guidelines? Access everything you need on our Broker Resources page.
An Asset Depletion Loan is a mortgage option for borrowers who may not have traditional income streams but possess significant liquid assets. This type of loan allows them to qualify based on their assets rather than relying solely on income documentation.
Asset Depletion Loans are ideal for retirees, self-employed individuals, high-net-worth borrowers, and those with irregular income who may lack traditional earnings but have substantial liquid assets to qualify for financing. They allow clients to leverage their wealth instead of income to meet mortgage requirements.
Asset Depletion Loans allow your clients to qualify for a mortgage without relying on traditional income. They provide flexibility for retirees, investors, and high-net-worth individuals to use their savings or investment portfolios as proof of repayment ability, often bypassing strict income documentation requirements.
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