Closed-end second mortgages are gaining momentum as homeowners look for ways to access equity without disturbing low-rate first liens. Rather than refinancing, many borrowers are choosing to leverage the value they’ve built, fueling a notable resurgence in home equity lending. Market data shows that closed-end second originations reached their highest level since 2008, with more…
As 2025 came to a close, one clear message emerged from the mortgage market: Non-QM is no longer a niche strategy; it’s a core component of how brokers are winning business in a shifting rate and affordability environment. Throughout the year, alternative lending programs steadily gained traction as borrowers, investors, and brokers adapted to tighter…
The mortgage market entered the year with relatively clear expectations. Rates remained elevated, affordability continued to challenge borrowers, and many lenders and brokers anticipated a slower spring driven by cautious consumer behavior. Recently, however, a policy-driven development introduced a short-term shift in mortgage market dynamics. A $200 billion allocation toward agency mortgage-backed securities was announced…
With Jerome Powell’s term as Federal Reserve Chair set to expire later this spring, the conversation around the Fed’s future leadership is no longer theoretical; it’s strategic. President Trump has been clear: he wants a chair who is more receptive to lowering interest rates and less committed to a “higher for longer” posture. For those…
As investor demand continues to shift toward new construction opportunities, brokers need financing solutions that can support larger projects, tighter timelines, and more complex capital structures. To meet that demand, Dominion Financial Wholesale has launched a new Ground-Up Construction Loan Program, a streamlined solution designed to support builders, developers, and investors from land acquisition through…
January 5, 2026 – Dominion Financial, a leading private lender for real estate investors nationwide, proudly announces its recognition as a Scotsman Guide 2026 Top Workplace, an honor recognizing companies that foster exceptional workplace cultures and empower their teams to thrive. Founded in 2002, Dominion Financial has grown from a local hard money lender to a…
As the new year approaches, brokers nationwide are sharpening their strategies and preparing for a competitive 2026. With evolving market conditions, shifting borrower needs, and technology reshaping the lending landscape, the most successful brokers will be the ones who adapt early and strategically. Here are 4 key areas where brokers can position themselves to win…
In today’s competitive real estate market, brokers need reliable, high-leverage financing solutions that help their investor clients move quickly. With more investors seeking short-term capital for acquisition and renovation projects, speed and certainty of execution are more important than ever. To support brokers and strengthen their investor relationships, Dominion Financial Wholesale has launched a new…
For many real estate investors, deciding to sell a property is not just a financial decision; it’s an emotional and strategic one. They may be managing an aging asset, eyeing a new opportunity, or simply looking to rebalance their portfolio. Yet time and again, one factor causes hesitation: capital gains tax. The tax burden associated…
December 8, 2025 – The Dominion Group of Companies, a vertically integrated real estate investment firm comprising Dominion Financial Services, Dominion Financial Wholesale, Dominion Properties, and Dominion Management, is proud to announce its recognition as a 2025 Baltimore Sun Top Workplace. This marks the second consecutive year in which the company has been honored for…
powered by Dominion_AI
