Bank Statement Loans

Help your self-employed clients secure financing with Dominion Financial’s Prestige and Prestige Plus Bank Statement Loans. Designed for borrowers who don’t show enough income on tax returns, these programs allow qualification using personal or business bank statements—no W2s or tax returns required.

With flexible options for primary residences, second homes, and investment properties, you can offer your clients a seamless, alternative path to homeownership or real estate investment.

Products

Prestige

Prestige is a unique loan product that allows for income-based qualifying for borrowers with alternative income sources. Borrower income can be verified using bank statements.

Primary or Second Home/Investment
660+ FICO Credit Score
Up to 50% DTI
Purchase LTV up to 90%
Rate & Term Refi to 85% LTV
Cash Out up to 80% LTV
10-Year I/O Available
Fixed Rate Terms Available
Minimum Loan Amount of $150,000
Maximum Loan Amount of $3,000,000

Prestige Plus

Prestige Plus is a unique loan product that allows for income-based qualifying for borrowers who are self-employed or have alternative income sources. Borrower income can be verified using 12- or 24-month business or personal bank statements.

Primary or Second Home/Investment
660+ FICO Credit Score
Up to 43% DTI
Purchase LTV up to 90%
Rate & Term Refi to 80% LTV
Cash Out up to 80% LTV
10-Year I/O Available
Fixed Rate Terms Available
Minimum Loan Amount of $150,000
Maximum Loan Amount of $1,500,000

Looking for white-label materials or detailed guidelines? Access everything you need on our Broker Resources page.