Help Your Clients Tap Equity, Without Touching Their First Mortgage.
Now you can offer your clients a powerful solution to access equity without refinancing out of their low-rate first liens. The Closed-End Second is perfect for borrowers who locked in low rates and want to keep them, while still needing capital for a purchase, refinance, or cash-out.
With fixed terms, fast closings, and support for Full Doc, Bank Statement, and DSCR loans, this program helps you protect your clients’ cash flow and close more deals.
Equity Select is a fixed-rate second mortgage that lets your clients access equity without refinancing their low-rate first lien. Ideal for purchases, refis, or cash-out across Full Doc, Bank Statement, Asset Depletion, and DSCR scenarios.
Looking for white-label flyers or detailed guidelines? Access everything you need on our Broker Resources page.
A closed-end second product, commonly known as a closed-end second mortgage, is a type of loan that allows borrowers to access additional funds by leveraging the equity in their home. This loan is subordinate to the primary mortgage, meaning it is second in line for repayment. With fixed terms, fast closings, and support for Full Doc, Bank Statement, and DSCR loans, this program helps you protect your clients’ cash flow and close more deals.
A closed-end second mortgage is ideal for homeowners with equity and stable income who need a lump sum for expenses like renovations, debt consolidation, or major purchases. It offers fixed payments and potentially lower interest rates than credit cards or personal loans.
A Closed-End Second allows homeowners to tap into their home equity with a one-time lump sum, typically at a fixed interest rate. This provides predictable monthly payments, lower rates than credit cards or unsecured loans, potential tax-deductible interest, and a structured repayment plan, making it ideal for large expenses like home improvements, education, or debt consolidation.
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