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Cross-Collateral Lending

Expand your lending solutions with Dominion Financial’s Investor Premier Cross-Collateral Program. This DSCR-based loan allows investors to leverage multiple properties under a single loan, maximizing liquidity and flexibility. With high LTVs, entity borrowing, and eligibility for short- and long-term rentals, this program is designed to optimize portfolio growth.

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Investor Premier Cross-Collateral

Investor Premier Cross Collateral is a DSCR loan product designed for investors looking to purchase or refinance multiple 1-4 unit rental properties under a single loan. Qualification is based on property rental income, with flexible terms to support diverse investment strategies. 

  • Loan Amounts: $400,000 - $3,000,000
  • Blanket Loans: 3-25 properties allowed
  • 1-4 units & condos only (no mixed-use/rural)
  • Min. DSCR: >=1.20
  • 680+ FICO Credit Score
  • Cash Out / Rate-Term Refi to 65% LTV
  • Purchase to 70% LTV
  • Fixed and Adjustable Rate Terms Available
  • Investment Properties only (No owner-occupied)
  • Cash-out: Allowed, can meet reserve needs
  • Prepayment: Declining & Fixed options up to 5 years
  • Reserves: 6-50 months PITIA (based on loan size/number of properties)
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