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Cross-Collateral Loans

Expand your lending solutions with Dominion Financial’s Investor Premier Cross-Collateral Program. This DSCR-based loan allows investors to leverage multiple properties under a single loan, maximizing liquidity and flexibility. With high LTVs, entity borrowing, and eligibility for short- and long-term rentals, this program is designed to optimize portfolio growth.

Products

Investor Premier Cross Collateral

Investor Premier Cross-Collateral is a DSCR loan product designed for investors looking to purchase or refinance multiple 1-4 unit rental properties under a single loan. Qualification is based on property rental income, with flexible terms to support diverse investment strategies.

Investor Premier Elite Cross Collateral

Investor Premier Elite Cross Collateral is a DSCR loan product designed for investors looking to purchase or refinance multiple 1-4 unit rental properties under a single loan. Qualification is based on property rental income, with flexible terms to support diverse investment strategies. 

Looking for white-label materials or detailed guidelines? Access everything you need on our Broker Resources page.

Frequently Asked Questions

What is a Cross-Collateral DSCR Loan?

A Cross-Collateral DSCR (Debt Service Coverage Ratio) Loan is a financing option that allows borrowers to use multiple properties as collateral to secure a loan for investment properties. This type of loan is particularly useful for real estate investors who own several properties and want to leverage the equity across those assets.

Real estate investors, flippers, or developers who own multiple properties and want to leverage their combined equity, especially those seeking larger loans or who have limited personal income, should consider a cross-collateral loan.

Benefits of a Cross-Collateral Loan include increased borrowing power, flexible financing based on combined property cash flow, and potentially better terms due to reduced lender risk. It also streamlines the funding process, making it ideal for investors looking to grow their portfolios without refinancing or selling existing assets.

All US States except: NV, UT (Table Fund Only)

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