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Foreign National Loans

Expand your lending solutions with Dominion Financial’s Foreign National Loan Programs. Our DSCR-based loans let non-U.S. citizens qualify using rental income—no U.S. credit or personal income required. With high LTVs, entity borrowing, and short-/long-term rental options, these programs offer a seamless path to U.S. real estate investment.

Products

Investor Premier Foreign National

Investor Premier Foreign National is a DSCR loan product for Foreign Nationals looking to purchase or refinance 1- 4 unit rental investment properties.  Qualification is based on property rental income.

Investor Premier Elite Foreign National

Investor Premier Elite Foreign National is a DSCR loan product for Foreign Nationals looking to purchase or refinance 1-4 unit rental investment properties.  Qualification is based on property rental income.

Investor Premier Foreign National

Investor Premier Foreign National is a DSCR loan product for Foreign Nationals looking to purchase or refinance 1- 4 unit rental investment properties. Qualification is based on property rental income.

Looking for white-label materials or detailed guidelines? Access everything you need on our Broker Resources page.

Frequently Asked Questions

What is a Foreign National DSCR Loan?

A Foreign National DSCR Loan is a mortgage designed for non-U.S. citizens or residents looking to invest in U.S. real estate. Unlike traditional loans, it doesn’t require a Social Security number or U.S. credit history. Instead, it uses alternative documentation such as bank statements or international credit reports, and qualifies the borrower based on the property’s income potential. This DSCR-based approach makes it ideal for foreign investors seeking a streamlined, asset-focused way to finance rental properties in the U.S.

Foreign National DSCR Loans enable non-U.S. citizens to invest in U.S. properties, opening up opportunities in the American real estate market. These loans also allow flexible documentation for income verification, making it easier for your clients to qualify.

All US States except: NV, UT (Table Fund Only)

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