Foreign National Loans

Expand your lending solutions with Dominion Financial’s Foreign National Loan Programs. Our DSCR-based loans let non-U.S. citizens qualify using rental income—no U.S. credit or personal income required. With high LTVs, entity borrowing, and short-/long-term rental options, these programs offer a seamless path to U.S. real estate investment.

Products

Investor Premier Foreign National

Investor Premier Foreign National is a DSCR loan product for Foreign Nationals looking to purchase or refinance 1- 4 unit rental investment properties. Qualification is based on property rental income.

No credit score required
Minimum DSCR of .75x
Cash Out Refi to 65% LTV
Purchase up to 75% LTV
Short and Long-Term Rental
Foreign Nationals closing in an Entity Eligible – LLC, Partnerships, Corporations Allowed
1-4 Unit & Condos Warrantable Condo Investment Properties
Minimum Loan Amount of $175,000
Maximum Loan Amount of $1,500,000

Investor Premier Elite

Investor Premier Elite is a DSCR loan product for Single Family Business Purpose investor residential transactions that allows investors to qualify on a cash-flow basis.

1-4 Unit and Warrantable Condo Financing Allowed
Minimum DSCR of 1.0x
FICO 720+ Min. 1.0x; FICO 680+ Min. 1.2x DSCR
Cash Out Refi to 75% LTV
Purchase/Rate & Term to 80% LTV
DSCR Qualification – No Personal Income Required
Cross Collateral & Foreign Nationals Eligible
Closing as a Business Entity Required
Escrows Required
Fixed and Adjustable Rate Terms Available
Max 10-Acres (Rural Ineligible)
Minimum Loan Amount of $100,000
Maximum Loan Amount of $2,000,000

Looking for white-label materials or detailed guidelines? Access everything you need on our Broker Resources page.