Full Documentation Loans

Ideal for clients with steady W2 income or verifiable tax returns, these programs offer competitive rates and streamlined approvals using standard income documentation. Whether purchasing a primary residence, second home, or investment property, Full Doc Loans are a straightforward solution for borrowers who meet conventional income verification guidelines – helping you close more deals with confidence and ease.

Products

Prestige

Prestige is a unique loan product that allows for income-based qualifying for borrowers with alternative income sources. Borrower income can be verified using bank statements.

Primary or Second Home/Investment
660+ FICO Credit Score
Up to 50% DTI
Purchase LTV up to 90%
Rate & Term Refi to 85% LTV
Cash Out up to 80% LTV
10-Year I/O Available
Fixed Rate Terms Available
Minimum Loan Amount of $150,000
Maximum Loan Amount of $3,000,000

Prestige Plus

Prestige Plus is a unique loan product that allows for income-based qualifying for borrowers who are self-employed or have alternative income sources. Borrower income can be verified using 12- or 24-month business or personal bank statements.

Primary or Second Home/Investment
660+ FICO Credit Score
Up to 43% DTI
Purchase LTV up to 90%
Rate & Term Refi to 80% LTV
Cash Out up to 80% LTV
10-Year I/O Available
Fixed Rate Terms Available
Minimum Loan Amount of $150,000
Maximum Loan Amount of $1,500,000

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