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Ground-Up Construction Loans for Brokers and Investor Builders

As investor demand continues to shift toward new construction opportunities, brokers need financing solutions that can support larger projects, tighter timelines, and more complex capital structures. 

To meet that demand, Dominion Financial Wholesale has launched a new Ground-Up Construction Loan Program, a streamlined solution designed to support builders, developers, and investors from land acquisition through vertical construction. This program serves investment properties only and is not available for owner-occupied new construction.

This launch reinforces our mission to equip brokers with alternative financing tools that expand their client base and increase closed deals.

Why Ground-Up Construction Matters for Brokers Today

New construction projects are a strategic way to achieve higher returns, customize layouts, and meet local housing demand. For many, the build-to-rent model has become especially attractive, offering long-term cash flow paired with modern, renter-ready designs.

But traditional financing sources often fall short for these projects: slower timelines, rigid underwriting, and appraisal delays can hamper investor success. 

That’s why private lending solutions have become essential for brokers who want to serve active builders and developer clients. Dominion Financial Wholesale leverages more than 20 years of lending experience to deliver fast, efficient, investor-friendly construction financing.

Ground-Up Construction Loan Program Highlights

Our new Ground-Up Construction program is built for brokers who support clients constructing investment properties, whether it’s a single home or an entire subdivision.

Program Highlights Include:

– Up to 90% LTC

– Up to 100% vertical costs, 75% horizontal costs, and 50% land acquisition costs

– No appraisal required – in-house valuation for increased speed

– Draws funded in as little as 3 days

– Eligible for single-family, multifamily, scattered-site, and subdivision projects

With flexible leverage and fast draw administration, brokers can confidently serve clients who need reliable capital throughout the full build cycle.

The Rise of Build-to-Rent: A Major Opportunity for Brokers

Build-to-rent has become one of the fastest-growing segments of the real estate investment industry. Investors are increasingly choosing to build rental homes rather than purchase existing inventory, giving them greater control over design, long-term maintenance, and rental performance.

For brokers, this trend opens the door to a significant opportunity: Support your clients from the ground up, then transition them into long-term rental financing.

Dominion Financial Wholesale not only offers the Ground-Up Construction loan for the build phase, but we also provide a DSCR rental loan program with a DSCR price-beat guarantee. 

This allows brokers to guide investor clients through the entire build-to-rent lifecycle with one trusted lending partner.

Why Brokers Choose Dominion Financial Wholesale

Brokers rely on Dominion Financial Wholesale because we deliver a streamlined, broker-first experience rooted in speed, clarity, and deep industry expertise. Our team provides fast turn times, in-house valuations, and transparent communication throughout the construction process, allowing brokers to manage complex projects with confidence.

With one of the strongest ranges of Non-QM and investor-focused products in the marketplace, we give brokers the tools needed to win more deals and serve a growing investor base. Our solutions are built specifically for real estate investors and designed to help brokers grow their business.

Our mission is simple: to be the partner where brokers win, providing competitive rates, exceptional service, and lending programs that support every stage of the investor journey.

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